Qualifying

Does a DSCR lender check employment or W2s at all?

Nathan W. · Mar 9, 2026 · 314 views

I have a full-time job but my income is inconsistent because I work on commission. Will that hurt my DSCR application?

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1 reply

Arin_B Mar 9, 2026

Correct - we do not verify employment or income. No W2s, no tax returns, no pay stubs. Qualification is 100% based on the property rental income vs the debt obligation.

Does a DSCR lender check employment or W2s at all?

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