Qualifying

DSCR below 1.0 - any options? My deal pencils at 0.88

Kevin T. · Mar 9, 2026 · 741 views

Found a great duplex but after running the numbers my DSCR comes out to 0.88. Is that an automatic denial or do lenders have flexibility?

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Arin_B Mar 9, 2026

Not an automatic denial. We have no ratio options depending on the deal. At 0.88 with 30% down you are in a workable range. Call us - (818) 447-7035.