AirDNA
A short-term-rental data platform that provides market-level revenue projections from Airbnb and VRBO listings. DSCR underwriters accept AirDNA projections (typically discounted to 75–80%) as qualifying income on STR properties without rental history.
Why it matters on a DSCR loan
If you're buying a short-term rental with no booking history, AirDNA data is often what makes or breaks your qualifying income, so pull the market projection yourself before you write an offer. Remember that underwriters apply a haircut to the projection rather than taking it at face value, so a listing that looks like it cash flows on the raw AirDNA number may still fall short of the DSCR threshold. Properties with 12+ months of actual Airbnb income can often qualify on real statements instead, which is usually stronger than a projection.
Related terms
Go deeper: read our full guide →
Run your own numbers, then get a real quote from 50+ wholesale DSCR lenders.
DSCR Calculator Get a QuoteReviewed by Arin Baghermian, Broker Owner — NMLS #1220456 · Last reviewed July 2, 2026 · DSCR Capital Partners is a brand of UTM Financial, LLC (NMLS #2591548).