Title
Legal ownership of a property, evidenced by a recorded deed. DSCR loans are recorded against the property's title at closing.
Why it matters on a DSCR loan
How you take title matters as much as taking it: investors choosing between personal name and LLC vesting should decide before opening escrow, because changing vesting mid-transaction delays closing. Deeding a property into an LLC after closing can trigger the due-on-sale clause on an existing loan, which is why many investors refinance into a DSCR loan vested to the LLC instead. Title issues like unreleased old liens are common on BRRRR acquisitions of distressed property — order the preliminary title report early.
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DSCR Calculator Get a QuoteReviewed by Arin Baghermian, Broker Owner — NMLS #1220456 · Last reviewed July 2, 2026 · DSCR Capital Partners is a brand of UTM Financial, LLC (NMLS #2591548).