IMPORTANT: UTM Financial, LLC, operating DSCR Capital Partners (dscrcapitalpartners.com), collects the information you provide on forms on dscrcapitalpartners.com to match you with a mortgage loan lender based on your complete application. DSCR Capital Partners is a brand operated by UTM Financial, LLC (NMLS #2591548). Please note that while we are able to help many people get a mortgage loan, we do not guarantee approval.
We have some Loan Providers that can issue pre-approvals without performing any credit check, and other Loan Providers that can issue pre-approvals and approvals via a soft credit check (no impact to your credit score or rating). Once matched with a lender, it is possible they will need to collect additional information from you, including your SSN, for the purpose of doing a soft credit inquiry.
UTM Financial is not a lender and does not make loan or credit decisions. Completion of this application in no way guarantees that you will be approved for a mortgage loan. This service is not available in all states.
Accessing Our Site
You may only use the Site if you live in the United States and are at least 18 years old. We reserve the right, for any reason, in our sole discretion, to terminate, change, suspend or discontinue any aspect of the Site. UTM Financial does not charge users for use of the Site.
User Data; Consent to Contact
During your use of the Site, you may be asked to provide information or materials to us ("User Data"). Our information collection and use practices are set forth in our Privacy Policy, incorporated herein by reference. By providing your contact information, you are registering to receive electronic communications from us. By choosing to apply for a loan product through the Site, you consent to be contacted by lenders in our network via email or telephone.
TCPA Consent
By providing your telephone number and submitting your application, you provide your prior express written consent pursuant to the Telephone Consumer Protection Act (TCPA) to receive telephone calls, SMS text messages, and other communications from UTM Financial, DSCR Capital Partners, our partners, affiliates, and third-party service providers using automated technology, including automatic telephone dialing systems, auto-dialers, and prerecorded or artificial voice messages, at the telephone number(s) you provide, even if your telephone number is registered on any state or federal Do-Not-Call list. You acknowledge that this consent is not required as a condition of purchasing any goods or services. Message and data rates may apply. You may revoke this consent at any time.
Disclaimer of Warranties
THE INFORMATION AND SERVICES ON THIS SITE ARE PROVIDED "AS IS" AND FOR INFORMATIONAL PURPOSES ONLY. UTM FINANCIAL MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE SITE WILL BE SUITABLE FOR YOUR NEEDS, IS ACCURATE, COMPLETE, CURRENT, RELIABLE, OR FREE FROM ERRORS. UTM FINANCIAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED.
Limitation of Liability
IN NO EVENT SHALL UTM FINANCIAL OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE AND THE SERVICES OFFERED HEREBY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Agreement Not to Bring or Join Class Actions
To the extent permitted by law, you agree that you will not bring, join, or participate in any class action as to any claim, dispute or controversy you may have against UTM Financial, our employees, officers, directors, or assigns. You agree to pay the attorney fees and court costs we incur in seeking such relief.
Agreement to Arbitrate All Disputes
To the extent permitted by law, you agree that any claim or controversy arising in connection with your use of the Website or the services provided by UTM Financial shall be determined by arbitration in Los Angeles, California before a single arbitrator. Judgment on the Award may be entered in any court having jurisdiction.
Updates
These Terms and Conditions are subject to change at any time, and such changes will be effective upon posting to the Site. Use of the Site following any modifications signifies your acceptance of such modifications.
Applicable Laws
The Site and these Terms and Conditions are governed by the laws of the State of California without giving effect to any principles of conflict of laws. Any dispute arising from your use of this Site shall be brought exclusively in the appropriate state or federal courts of the State of California.
Contact Us
- DSCR Capital Partners — A Brand of UTM Financial, LLC
- 1308 E Colorado Blvd #2248, Pasadena, CA 91106
- (818) 447-7035
- [email protected]
- NMLS #2591548