Form 1007 (Single-Family Comparable Rent Schedule)
The Fannie Mae form used by appraisers to estimate market rent on a 1-unit property. The 1007 rent estimate becomes the numerator in the DSCR ratio.
Why it matters on a DSCR loan
The 1007 is arguably the single most important document in a DSCR file on a single-family purchase, because the appraiser's market-rent opinion — not your pro forma — sets the income the underwriter will use. Deals die when investors model aggressive rents and the 1007 comes back conservative, dropping the DSCR below program minimums. If you have a signed lease at a higher rent, ask your lender how they reconcile lease versus 1007; many use the lower of the two, so build a cushion into your analysis.
Related terms
Go deeper: read our full guide →
Run your own numbers, then get a real quote from 50+ wholesale DSCR lenders.
DSCR Calculator Get a QuoteReviewed by Arin Baghermian, Broker Owner — NMLS #1220456 · Last reviewed July 2, 2026 · DSCR Capital Partners is a brand of UTM Financial, LLC (NMLS #2591548).